0% Financing up to 12 months

0% Financing for up to 12 Months

In cooperation with ESTO LV AS, we offer the option to purchase any product using interest-free financing or installment payments for up to 12 months.

For your convenience, the price of each product is automatically divided into 12 monthly payments, displayed directly below the full product price.

Why Choose 0% Financing or Installments?

Interest-free financing is a simple and flexible way to purchase the furniture you need today while spreading the payment over time — without additional costs.

With ESTO, you benefit from:

  • 0% interest

  • No down payment

  • Repayment period up to 12 months

Example:
Product price: €300
Term: 12 months
Down payment: €0
Monthly payment: €25
Total overpayment: €0

Financing and installment agreements can also be arranged by visiting our showroom at Dārzciema iela 91, Riga, Latvia.

Document Requirements

To complete the financing process with ESTO LV AS, one of the following is required:

  • Smart-ID

  • eParaksts eID or eParaksts eID Mobile

  • ESTO account

  • Online banking via Swedbank, Luminor, SEB, or Citadele

Contract Terms

  • The financing agreement may only be signed by the person named in the credit application.

Financial Responsibility

Please borrow responsibly. Before committing to financing, we encourage you to carefully assess your financial situation and repayment capabilities.

Additional Information

Before applying for financing, please review our online store terms and delivery conditions.

Information about other installment options provided by ESTO LV AS is available in the section “ESTO Installments”on our website.